• Business or business owner with a bankruptcy in the last 3 years
• Business or business owners with current tax liens or taxes owed with no payment plan in place
• Business or business owner with unreleased judgments
• Business types that are not eligible for SBA funding
• Business cannot contain an ESOP (Employee Stock Ownership Plan or Trust)
• Busines
• s may not have more than five total owners

Amount: $35,000-$500,000

Interest rate: 4.75% + Prime (currently 13.25%)

Loan period: Ten-year term and amortization

Closing timeframe: 2 weeks

Payment frequency: Monthly payments

Prepayment penalty: None

Loan amount equals 30% of top line revenue on the last filed business tax return, up to a maximum of $150k.

Businesses can get up to 2 loans every 12 months, waiting 90 days in between apps. (Maximum $300,000 per year)

UCC filing on the business- Yes (This is standard for all business loans)

Personal guarantee- Yes

Business property lien- No

Personal home lien- No

All Radix needs for pre-approval

• 2 years of business tax returns
• 700 credit score (exceptions down to 650)
• A quick and easy application
• We don’t even collect year-to-date financials or bank statements! ​It’s so easy you’ll barely feel like you’re working with the government!

This loan is for working capital! 

This program funds working capital straight to your business' bank account to spend on marketing, hiring or whatever else your company needs.

Not eligible for an SBA Express Program? We have so many options.

Try our 4 week-close Traditional SBA loan, or our quick and easy Non SBA Term Loan or our Line of Credit